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562 Waterloo Street
London, Ontario
Canada

519-649-2834

We have been proudly serving the mortgage and financial needs of individuals in London, Ontario and all across Canada for more than a decade.

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Our Services

We help you understand all of your mortgage options and how they contribute to your overall financial goals.

A wide range of mortgage and financial services to meet all of your needs.

When it comes to your financial well being, we have your best interest in mind. We have earned a reputation in London, Ontario and across Canada for being hands on, thorough and thoughtful when designing a plan of action. We take a look at your current situation as well as assess your short and long-term goals, in order to ensure that the financial decisions you make now will also accommodate your plans for the future. 

We are specialized in every aspect of the mortgage process and can assist with any of the following:

Mortgage Pre-Approvals

Whether you are a first time home buyer or a repeat home buyer, we specialize in mortgage pre-approvals and can assist in determining an accurate budget for your financial situation. We are both thorough and timely, which means you can expedite the home buying process to get your offer in on that house of your dreams.

Second Mortgages

If you are looking to purchase a vacation home or a second property, we can guide you on your options for making your next acquisition, including how much you’ll need for a down payment and how to use your home equity to make your purchase.

Mortgage Renewal

If you are renewing your mortgage, your current institution will likely offer you higher lending rates than the current market rates. We can help determine the right product and rate, as well as leverage the negotiating power that you have as a current mortgage holder.

Mortgage Refinancing

Whether it’s taking advantage of a lower interest rate or consolidating your debt, refinancing your mortgage can be a strategic financial decision. We can analyze your current situation and look for ways to help lower your monthly payments, free up cash, or switch from a variable rate to a fixed rate.

Porting a Mortgage

We can assist with transferring your mortgage from one property to another. If you are looking to move within the term of the mortgage, the ability to port your mortgage is an important feature to have, especially if the interest rate is lower than the current rate.

Mortgages for Self-Employed Individuals

Those who are self-employed often think it’s impossible to get pre-approved for a mortgage, and this couldn't be further from the truth. We’ve worked with a variety of self-employed individuals who all have unique needs, and we can develop creative solutions to securing financing.

Investment Properties

Adding investment properties is a great way to expand your real estate portfolio, generating positive cash flow over time while increasing your net worth. We can sit down and determine which types of investment properties best suit your financial situation and long term goals.

Commercial Financing

The types of services and products for commercial financing are constantly changing. When it comes to a new acquisition or restructure the terms of an existing one, you want to make sure you are up-to-date with the latest information. We specialize in assessing your current financial situation and developing a unique plan to achieve your goals, whether for an investment property or owner-occupied real estate.

Personal/Private Financing

We have a strong network of reputable financial lenders in London, Ontario, which is a great option for those who are unable to secure financing through traditional institutions. While the interest may be higher and there may be certain fees, this is a great opportunity for those with bad credit, who can’t meet the income verification, or for properties that fall outside of the traditional criteria.

Credit Repair/Debt Consolidation

We have specific programs in place to help those with poor credit get back on track. We offer one-on-one financial coaching and can show you the steps you need to take to repair your credit and get to a stable financial level.