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20 Meg Dr
London, ON, N6E 2X9
Canada

519-649-2834

We have been proudly serving the mortgage and financial needs of individuals in London, Ontario and all across Canada for more than a decade.

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Welcome to Our Blog, where you'll find the latest news and gain insight into a variety of mortgage-related topics.

Interest Rates are Low. Now is the Time to Buy!

Mindy Small

Have you been thinking about dipping your toes into the real estate marketing in London, Ontario? Well, now might be the best time for you to make your move. We’ve been saying it consistently over the last few years and the following statement still stands true: with interest rates this low, it makes for the perfect time to get into the market.

Not only are interest rates at an all-time low, the price of real estate in London, Ontario is the most affordable of all the major cities in Canada. Just check out the latest stats from May 2016 which show how London, Ontario real estate prices compare to some of the other cities:

 Source: London St. Thomas Association of Realtors http://www.lstar.ca/news/second-best-may-ever

Source: London St. Thomas Association of Realtors http://www.lstar.ca/news/second-best-may-ever

Building equity is another reason to move into the home-ownership circle. With the real estate market improving year-over-year, it’s considered to be one of the secure and tangible forms of investment. Think about it: how many investments can you put a huge sum of money into and be able to enjoy the investment on a daily basis while it increases in value.h

Let’s just put it into perspective: you can get an entire house in London, Ontario for less than the price of a condo in Toronto. With all the money you save buying real estate in London, you can spend on going into Toronto for your big city fix as often as you like and still save money!

With interest rates this low and lenders looking to lend money, it’s also a great time if you are thinking about buying a second property. Maybe you’ve always thought about generating some extra income with a rental investment? The rental vacancy rates in London, Ontario are notoriously low and the rents are comparable to other major cities, without the price tag of house price costs.

All financial benefits to owning a house aside, there’s also the incredible sense of pride you get from owning your own house. There’s nothing quite like having a home to call your own. The pre-approval process is a lot easier than you think, and we are here to walk you through it, every step of the way.

Ready to get started?

You can either apply online or make an appointment to start the pre-approval process. We have experience working with first-time home buyers and seasoned real estate investors alike and would value the opportunity to share our expertise with you directly.

Thanks for reading!

Mike De Sousa and Mindy Small

Your London, Ontario mortgage brokers.


¹Average price YTD for May 2016