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London, ON, N6E 2X9


We have been proudly serving the mortgage and financial needs of individuals in London, Ontario and all across Canada for more than a decade.

Is Working With a London, Ontario Mortgage Broker a Good Idea?

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Welcome to Our Blog, where you'll find the latest news and gain insight into a variety of mortgage-related topics.

Is Working With a London, Ontario Mortgage Broker a Good Idea?

Mike De Sousa

When you’re getting ready to buy a home in London, Ontario, there are a number of advantages to working with a mortgage broker. The home buying process can be intimidating, and it’s good to know that you have people in your corner, helping you negotiate the lowest rates and score the best mortgage rate available across London’s lenders. The Globe and Mail reports that, as a client of a Toronto-based mortgage broker, first-time home buyer Roslyn Judd felt like “It was the best because it was so personal. It was like someone was holding your hand all the way through the process.” 

Here are some of the top reasons to negotiate a great mortgage with the help of a mortgage specialist: 

1) When working with a mortgage broker, there are NO FEES!

Mortgage specialists do the legwork for you, and the best part is that it’s at no cost for you. We take the time to find the best mortgage lender to suit your situation, and regardless of how much work we put into getting you the best deal, the cost is always the same: FREE! Lenders pay us commission to get you the lowest mortgage rates in London, Ontario!  


2) Mortgage brokers do the negotiating for you

Rather than negotiating with a number of different lenders to get the best rate, mortgage brokers do this for you! We have strong working relationships with a wide range of lenders, who are ready and willing to offer our clients their best rates. In other words, the hard work has already been done for you!

You may think that going to your bank is the easiest way to get the best rate, but that’s not always the case. When evaluating the pros and cons of working with a mortgage broker, it’s important to understand that banks are looking at your mortgage application according to their specific criteria, and if your situation is outside of their parameters, they aren’t going to look on you favourably. It’s our job to work hard to make sure that you have the most options and the best rates and we shop around for you until we get the job done. 

3) With some mortgage specialists, you can save on closing costs

If you prefer the DIY approach to mortgages, keep in mind that you might be losing out on the added bonuses that can come with working with some mortgage brokers. When you work with Mike Mindy, there are a number of perks that are included in our mortgage services. Check out our services to learn more!  

4) Mortgage brokers are used to getting great rates for people in unique financial situations

If you are self-employed, have low credit, a lot of debt or don’t have a large down payment, working with a mortgage broker means that you have access to the best financial options available to you. We have experience working with people from a wide range of financial backgrounds, and have a lot of strategies to help people with unique financial situations get the house of their dreams.

It makes sense if you’re wondering whether to do the DIY approach or use a mortgage broker, but when you evaluate all the reasons why others decide to work with us, it’s no wonder they find it to be worth their while. And what have you got to lose? Come check us out and see if we can’t get you a better rate than you’d be able to find independently.

Thanks for reading!

Mike De Sousa and Mindy Small

Your London, Ontario Mortgage Brokers at Dominion Lending Centres Forest City Funding FSCO# 10671