contact us

You can use the form on the right to contact us 


Call us directly: 519-649-2834

We look forward to hearing from you.

Your Name *
Your Name
Please tell us a little bit about what you are interested in so we can best prepare to help serve your needs.

20 Meg Dr
London, ON, N6E 2X9


We have been proudly serving the mortgage and financial needs of individuals in London, Ontario and all across Canada for more than a decade.

Mortgage Rate War on the Horizon for London, Ontario!

Our Blog

Welcome to Our Blog, where you'll find the latest news and gain insight into a variety of mortgage-related topics.

Mortgage Rate War on the Horizon for London, Ontario!

Mindy Small

With interest rates dropping, now is a great time to buy a home in London, Ontario.

With interest rates dropping, now is a great time to buy a home in London, Ontario.

In response to the Bank of Canada dropping interest rates, mortgage rates look like they are only getting lower and lower. Over the weekend, the Royal Bank of Canada dropped its rates and many other lenders are also taking the Bank of Canada’s lead. As of the time of this blog, RBC now offers lower rates for fixed mortgages, but have kept prime rates the same. This means that if you have a variable rate mortgage, the Bank of Canada’s announcement may not affect your mortgage rate quite yet, although many predict that a mortgage price war is just around the corner.

TD also predicts that the Bank of Canada interest cuts may continue, which means that it’s a great time to start watching mortgage rates if you are thinking of reexamining your current mortgage and looking at whether or not it would be worthwhile to refinance your mortgage. After all, even if prime hasn’t changed since the announcement, the good news is that mortgage rates aren’t going to increase any time soon.

What this means for London, Ontario is that it’s a great time to start thinking about buying your first place or looking into whether you can get a better deal on your current mortgage. CIBC’s deputy chief economist predicts that, for Canada at large, “falling mortgage rates could lead to “a monstrous spring in the real estate market.” Especially for Londoners, where an average price of a home much less than other major Canadian cities, continued low interest rates will reflect well on real estate, and 2015 looks like it will be shaping out to be a solid year to invest in the area.

Smart real estate financing decisions are all about the right timing, and even if you aren’t ready to make a move right now, it’s always a good idea to sit down with your mortgage professional to discuss your options now so that you know what to expect when the time is right.

Thanks for reading!

Mike De Sousa and Mindy Small

Your London, Ontario Mortgage Brokers at Dominion Lending Centres Forest City Funding FSCO# 10671