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20 Meg Dr
London, ON, N6E 2X9


We have been proudly serving the mortgage and financial needs of individuals in London, Ontario and all across Canada for more than a decade.

Poor Credit? Bankrupt? It’s Not All Bad News!

Our Blog

Welcome to Our Blog, where you'll find the latest news and gain insight into a variety of mortgage-related topics.

Poor Credit? Bankrupt? It’s Not All Bad News!

Mike De Sousa

You may be wondering if you can still get approved for a mortgage even if you have bad credit or if you have ever been bankrupt before. A lot of people out there are scared to face reality and end up cutting themselves short of a lot of opportunities that are still available to them, even if their financial situation isn’t up there with an A+ customer. While the mortgage and lending rules have changed a lot over the years, there are still ways you can get pre-approved for a mortgage, even if in less-than-ideal scenarios. The last few years have been difficult for some people out there, and in some cases, filing for bankruptcy seemed like the only option. If you’re one of those people, applying to get pre-approved for a mortgage might seem like the impossible.

Life throws a lot of challenges our way, and everyone deserves a second chance. As London, Ontario mortgage brokers, we have established long-term, working relationships with multiple lending institutions over the years, and these lenders all have different criteria when it comes to lending money to individuals from all walks of life. We understand that everybody’s financial situation is different and everyone has different goals they are looking to achieve. In some cases, it will likely mean having a larger down payment or paying a higher interest rate in order to get approved for a mortgage. However, it’s important to know that there are options out there for pretty much every financial scenario.

You may have heard the saying, “you don’t know if you don’t ask,” so if you aren’t sure whether or not you can still get approved with bad credit, it’s still worth a phone call. We have experience working with a wide range of individuals and have the skills and expertise to create a financial package based on what you would like to achieve. Even if it’s incentive to get you moving in the right direction (like setting up a debt consolidation plan), facing bad credit or debt is the first step towards getting your finances back on track.

Click here for more information on setting up a debt consolidation program and learn more about all of the other services we provide as your London, Ontario mortgage brokers. We are your one-stop shop for all of your financial needs and look forward to sharing our experience with you.

Thanks for reading!

Mike de Sousa and Mindy Small

Your London, Ontario mortgage brokers