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20 Meg Dr
London, ON, N6E 2X9
Canada

519-649-2834

We have been proudly serving the mortgage and financial needs of individuals in London, Ontario and all across Canada for more than a decade.

Our Blog

Welcome to Our Blog, where you'll find the latest news and gain insight into a variety of mortgage-related topics.

Filtering by Tag: mortgage broker london

Collateral versus Standard Charge Mortgages

Mike De Sousa

Since an increasing number of lenders are moving towards collateral charge mortgages these days, it has never been more important to understand the differences between a collateral and standard charge mortgage.

The primary difference is that a collateral charge mortgage registers the mortgage for more money than you require at closing. For instance, up to 125% of the value of the home at closing with TD Canada Trust or 100% through ING Direct and many credit unions, instead of the amount you need to close your transaction (as is the case with a standard charge mortgage).

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New Brokerage Announcement in London, Ontario

Mike De Sousa

We are very excited to announce that our London, Ontario office has officially joined forces with Dominion Lending Centres.  Since we are now part of Canada's fastest growing mortgage brokerage, we have expanded access to additional banks, Trust companies and Credit Unions.  More lenders means more options and added savings to our valued clients.

The move has also increased our service offerings.   Not only will we have access to over 42 lenders, we now offer equipment leasing that will provide a range of equipment financing options for business owners.

We still have one simple goal in mind - to provide every one of our past and future clients with unbelievable service, options and the very best mortgage products and rates to meet your unique needs. 

Please let us know if you have any questions.  We look forward to serving you soon.

Sincerely,

 

Mike De Sousa and Mindy Small

Your London, Ontario Mortgage Brokers at Dominion Lending Centres Forest City Funding FSCO# 10671

ALL YOU NEED IS 5% DOWN PAYMENT FOR A PURCHASE

Mike De Sousa

As most of you are already aware, there have been numerous changes to the mortgage rules in Canada.  The government has actually made a change every year for the past 4 years.  With all the changes, also comes confusion and miss-communication.   The last rule of course was the change in amortization and refinance equity required.

Over the last few weeks, we have received several calls from first time home buyers and also repeat buyers (existing home owners looking to sell their home and purchase another home) on what is the minimum required down payment.

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